• Choosing the Right Check Scanning Device

    Published in Educational Articles / Published on

    A dedicated check scanner is the most efficient way to use remote deposit capture for those who process enough checks to justify the cost. Others may be able to use their own flatbed scanner or even a mobile device to capture check images.  Here are some of our recommendations, based on our customers’ experiences with...

  • What is the Check 21 Act and why was it passed?

    Published in Educational Articles / Published on

    Through the end of the 20th century, final clearing of checks in the United States was still done physically – even though much of the settlement procedure was electronic, the original paper checks still had to be returned to the account-holder’s bank at the end of the process. To accomplish this, the Federal Reserve Bank...

  • Types of Remote Deposit Capture

    Published in Educational Articles / Published on

    As you may have guessed, not all remote deposit capture systems are the same. They’re all made to accomplish the same general purpose, but there are a few subtle differences in the way they go about it. Here are a few of the more important distinctions to be aware of: Browser-Based vs. Software (“Client”) RDC...

  • Remote Deposit Capture FAQs

    Published in Educational Articles / Published on

    Who can use remote deposit? Remote deposit it is available, in one form or another, to virtually any business or consumer in the United States. Still, according to a recent study by the Aite Group, less than 5% of small businesses are currently conducting their banking with remote deposit capture To figure out whether remote deposit...

  • Remote Deposit Capture: Overview

    Published in Educational Articles / Published on

    Remote deposit (also known as remote deposit capture or RDC) is a system for depositing checks online instead of taking them to a physical bank branch or ATM. Some people also call it online check deposit, electronic check deposit, check image capture, or simply check scanning — but the basic principle is the same: Instead...

  • Digital Check’s Scanner Application Program Interface (API)

    Published in Educational Articles / Published on

    It’s all about the image — at least, that’s what check scanners are all about. A check scanner is only as good as the images it produces. Digital Check has a reputation in the check scanning industry for producing the most reliable scanners that produce the highest quality images. Image quality is dependent on a...

  • Teller Best Practices: Test those difficult documents

    Published in Digital Communications Blog, Educational Articles / Published on

    In an earlier edition of Digital Communications, we discussed the subject of NCIs conforming images) and the impact that they can have on the ROI of your bank’s teller check capture project. In that issue we discussed the fact that the cost of researching and repairing a check that is returned by the Fed can...

  • RDC Remote Lockbox Check & Document Scanning

    Published in Educational Articles / Published on

    Remote Deposit Capture has grown tremendously since its introduction in 2004. Now businesses both large and small can scan their check deposits in their offices reducing desk float, time out of the office, and increasing cash flow. A more recent application of RDC is in a space that has been around for years, the lockbox. ...

  • Branch Back Counter Check Capture

    Published in Educational Articles / Published on

    While many banks are moving to teller image capture, others are choosing to capture in larger batches throughout the day or at the end of the day at the back counter.  This still saves on the time and transportation cost of moving those checks to an operations center and reduces the cost of deploying bank...

  • RDC Scanner Geolocation – Advisor by Digital Check

    Published in Educational Articles / Published on

    It’s 11:00. Do you know where your customers are? Geolocation tracking with Advisor by Digital Check® An examination for Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) compliance is no joke, and remote deposit is getting an ever-closer look from regulators. That’s why we created Advisor by Digital Check – a geolocation service that lets...

  • Teller Capture Best Practices – Minimizing NCIs and MICR Misreads

    Published in Digital Communications Blog, Educational Articles / Published on

    As banks roll out teller image capture to their bank branches, a hidden cost awaits many of them as they begin to see higher volumes of non-conforming images (NCIs) and MICR issues show up in their image processing departments. The cost of researching and repairing a check that is returned by the Fed can range...