Although check cashing stores formerly were relegated to large urban areas where many people couldn’t afford or justify a bank account, there is now a proliferation of these stores beyond the urban areas into suburban communities. These stores are a convenience to cash payroll and other checks, to purchase money orders, to pay utility bills, as well as the many other services offered. Teller Window

According to a 2013 FDIC survey, 7.7% of American households are unbanked – that is, those without an account at a bank. Oftentimes, households are forced to give up their bank account due to a change in work status or income.

While others may find themselves in situations which, for various reasons, they are unable to open a bank account. For various reasons, many American households require alternatives to banks for financial transactions, including, check cashing, short term loans, money orders, bill payment, and even to purchase city vehicle stickers.

With the variety of transactions in mind, these check cashing stores require scanners to process checks and scan documents related to bill payments. Scanned items vary from a personal check (2 ¾” x 6”) to legal documents (8 ½” x 14”) and everything in between. Although traditional check scanners are great to process checks, they cannot be used for larger documents. A larger format scanner that can capture MICR characters from check or payment stubs is often an additional requirement.

Digital Check® provides devices for both of these needs.

  • CheXpress® CX30 has been recognized as a leading single-feed check scanner for low volume deposits. Built to be bank-quality at a small business price, it is the ideal scanner for check deposit environments.
  • The SmartSource® Micro Elite provides reliable single-feed scanning in the most compact footprint in the industry.  If you need to scan checks and IDs, the Micro Elite can handle both.
  • SmartSource Merchant Elite – for small batch check scanning, the Merchant Elite is your choice.  It can handle batches of up to 100 items and even scan ID cards.
  • SmartSource Adaptive – if you need to scan checks and invoices or larger format payment stubs, the Adaptive is the machine for you.  It can scan mixed batches of checks and up to full page documents fast and efficiently.
  • SmartSource ReceiptNOW Printers – if you need to print receipts with your transactions, but are short on counter space for separate devices, the ReceiptNOW printers fit underneath the SmartSource scanners, taking up no additional precious counter space.  They print economical thermal receipts and are more cost-effective than dot matrix printers.

For more on Digital Check scanners visit our Single Feed Scanners page.