• Payroll Cards: Prepaid Cards Enter Rich but Untapped Market

    Published in Digital Communications Blog / Published on

    New Card by Brink’s Could Give Unbanked More Options Prepaid cards have taken over a big chunk of the B2C payments market, rising from relative obscurity a decade ago to over 9 billion transactions in 2013 – that’s 7 percent of all payments made in the United States. Today, when a company gives you a...

  • Why ‘Intrinsic Value’ Won’t Make or Break Bitcoin

    Published in Digital Communications Blog / Published on

    Will cryptocurrencies follow the path of baseball cards, or gold bullion? Virtual currencies have taken a lot of heat for their lack of “intrinsic value” ”” and the fact that you can’t physically touch a Bitcoin or a Dogecoin probably doesn’t help to allay that criticism. But does a currency’s real worth come from any...

  • Thermal Vs. Ink Receipt Printers: How to Save Money and Look Good Doing It

    Published in Digital Communications Blog / Published on

    Most of our work with banks focuses on scanning checks and swiping cards, but today let’s take a moment to focus on another, equally important part of the teller transaction process: printing receipts. A receipt printer is a pretty utilitarian device, and most people ”” bankers and retailers alike ”” look at it as something...

  • Ultraviolet Payment Security: The Digital Age Gives New Life to Old Techniques

    Published in Digital Communications Blog / Published on

    Published on the Brinks Blog A funny thing happened to checks when the world moved to automated scanning: All the visual security features started going away. Most printed anti-fraud elements either don’t play nice with scanners or disappear when converted to images, so banks started stripping down their checks to more image-friendly designs. But fraud...

  • Ultraviolet Scanning Becomes Affordable

    Published in Digital Communications Blog / Published on

    Introduction of CheXpress CX30-UV could be a big boost to overseas deposits In case you missed it, May 21 was the global unveiling of the world’s first low-cost ultraviolet check scanner, the CheXpress CX30-UV. It mostly passed under the radar in the U.S. (most banks here don’t employ UV security yet), but for international markets,...

  • Fundtech’s Insights Gala Was a Different (and Patriotic) Experience

    Published in Digital Communications Blog / Published on

    Memorial Day was this past weekend, and I thought this would be a good time to give a belated thank-you to Fundtech, who last week put on one of the more memorable nights of entertainment I’ve experienced on the trade show circuit. During last week’s Insights 2014 conference in San Diego, I and about 200...

  • Understanding UV Security: How and Why It’s Used on Payment Documents

    Published in Digital Communications Blog / Published on

    Why don’t we have UV in the United States? It’s not big in the U.S., but globally, dozens of countries require ultraviolet security features to be printed on checks, money orders, payment coupons and all sorts of other financial documents. The reason, as with all security features, is to prevent fraud, which UV does in...

  • Could You Spot a Fake Check From its Image?

    Published in Digital Communications Blog / Published on

    How Signature Verification and Other Tools Can Help Guard Banks Against Fraud It’s a question we get all the time: With electronic check clearing, if an image is presented for deposit or clearing, but you don’t have the original paper check, how can you tell if it’s fake or altered? In a great technological irony,...

  • Fun with Google Analytics: Tracking the Windows XP Apocalypse

    Published in Digital Communications Blog / Published on

    As a hardware manufacturer, we’ve been paying a lot of attention to the Windows XP phaseout, which which became official earlier this month when Microsoft announced the end of support for the operating system. Since our regular customer and partner reminders began about six months ago, we’ve been tabulating the OS and browser configurations of...

  • The “Heartbleed” bug – what you should know

    Published in Digital Communications Blog / Published on

    Many of you have asked us this week about the “Heartbleed” security bug, and whether our site was affected. First, we would like to reassure you that our site, 45.55.84.54/digitalcheck-l3, was not among those vulnerable to the bug, and that our clients are in no danger. Below are some answers to some of the more...

  • Windows XP End of Support: How it Will Affect Your Scanner

    Published in Digital Communications Blog / Published on

      As you may know, Microsoft has discontinued support for Windows XP as of April 8, 2014. Many of our customers will understandably have questions. Here are the basics of how the phaseout will affect Digital Check customers. If you are still using Windows XP, your scanner will continue working. Digital Check’s drivers and API...

  • How RDC Convinced Me to Switch to Branchless Banking

    Published in Digital Communications Blog / Published on

    Despite a lack of nearby branches, technology fills the gap and lets me stay with my old bank When our family moved to Southern California recently, I got a rare chance to experience firsthand one of the long-time marketing slogans for remote deposit capture: It “expands your bank’s footprint” and “allows you to reach customers...

  • Does Your Bank Need to be Using Twitter?

    Published in Digital Communications Blog / Published on

    Winter storms brought out creativity, but beware of other pitfalls This winter’s storms have caused a lot of bank branches to shut down during the worst weather, and financial institutions large and small have been looking for creative ways to keep their customers updated. Besides the standard online channels like email advisories and the corporate...

  • If Checks Are Going Away, What’s Taking Their Place?

    Published in Digital Communications Blog / Published on

    With all the commotion over e-payments, people’s spending habits have remained remarkably unchanged Checks took another beating in the latest month’s Federal Reserve Payments Study, which revealed another steep decline in the three years since the central bank’s previous report. Americans recorded 18.3 billion checks paid in 2012, compared with 24.5 billion three years prior...

  • BAI Payments Connect: Security is King, but Where Should Your Focus Be?

    Published in Digital Communications Blog / Published on

    We just wrapped up our time at the BAI Payments Connect conference in Las Vegas this week, and the watchword of the day was fraud, fraud, fraud. To the left of our expo hall booth: an anti-fraud software company. To the right of our booth: an anti-fraud software company. Behind our booth: another anti-fraud software...