Check scanning has been around for years as banks originally used it to archive the images so that they wouldn’t have to retain the paper. In those days, scanners handled large volumes, fit in large rooms, and had to be run by highly trained operators. These were the origins of production check scanning.
Today the scanners are small enough to sit on a desktop and handle smaller batches, but are still capable of scanning thousands of checks per day. There are four main environments in which checks are captured – in small volumes using remote deposit capture, in a little larger volume at teller windows, in still larger volumes at a branch back counter, and finally, in a production environment like a vault operation or in a retail back office operation.
The key to successful and efficient production scanning is throughput – how fast one can get as many checks successfully scanned against the wall clock. There are really three factors that improve throughput – large feed and exit pockets, the document per minute (dpm) speed of the scanner, and the ability of the scanner to feed with minimal jams or other track stoppages. In other words, the dpm speed of the scanner alone does not indicate the overall throughput of the device. Digital Check designs our scanners to maximize throughput and wall-clock performance by excelling in each of these categories.
Digital Check® builds production scanners to meet every need from lower-volume to high-volume production environments. The TellerScan® TS240 handles batches of 100 items at a time with speeds of up to 150 dpm for the lower-volume environments. The TS500 handles up to 100 items per batch and operates at up to 200 documents per minute for moderate-volume environments. For the high-volume environments, Digital Check created the BX7200 with a 300 item feeder and two 300 item exit pockets and speeds up to 200 documents per minute.
For environments that require high speed and advanced sorting, the SmartSource Quantum DS is the solution. With configurations of either eight or twelve pocket sorting and speeds of up to 200 documents per minute, the Quantum DS is a workhorse with a smaller footprint than most production scanners of its kind.
Another key to Digital Check’s improved wall-clock throughput is our ability to create high quality images for CAR/LAR (courtesy and legal amount recognition) and accurate MICR read rates to reduce overall keying required by the operator. CAR/LAR engines are only as effective as the image presented to them. The clearer the image, the higher accuracy that can be achieved in recognition of the check amount which reduces manual keying of the item’s amount into the teller application. Yet, some documents are designed with security features to foil reproduction. Digital Check’s Best Read® API with Special Document Handling™ identifies these difficult items and creates the highest quality image possible every time. In addition, Digital Check produces among the highest MICR read rates in the industry, further reducing keying requirements by branch personnel and improving overall wall-clock throughput.
Overall, Digital Check scanners and related software improve efficiency when scanning large batches of checks in a production environment. Check out more on Digital Check’s batch feed scanners.