Digital Check Corp. recently completed certification of our TellerScan TS240 bank check scanner with four line printing capability and TS240 with ultra violet fraud detection capability with Silver Bullet’s Ranger bank check scanner application program interface.

“We are pleased to be fully integrated and certified by Silver Bullet for use with Ranger. It’s extremely important for us to be able to make the TellerScan TS240 four line and UV available to those banks and solution providers who standardize on the Ranger interface,” said Jeff Hempker, Digital Check’s Vice President of Sales for the United States and Canada. “Silver Bullet continues to be a great and important partner to Digital Check and we look forward to working closely with them on future projects.” 

In an earlier edition of Digital Communications we discussed the subject of NCIs (non-conforming images) and the impact that they can have on the ROI of your bank’s teller check capture project. In

that issue we discussed the fact that the cost of researching and repairing a check that is returned by the Fed can range from $9-$27 per item, while the cost of items on which the MICR can’t be read is estimated at $0.25 per item and misreads cost between $0.05-$0.10 per item.

These are costs that are often not factored in when calculating ROI for a teller image project. These costs can be as high as $5,000 or more based upon substation errors and NCIs. The cost of teller image capture is not just in the cost of software and hardware. Digital Check has developed technology within our API to help minimize the number of MICR misreads and can’t reads, as well as the number of NCIs and unreadable images.

The web is an ever changing domain.  It is hard to imagine in the past five years that smartphones would exceed the sales of PCs and laptops combined and in the not too distant future tablet sales will likely do so as well.  Mobile computing is definitely the wave of the future.

The refresh of ourwebsite not only makes navigating and finding information easier, it also takes advantage of the latest technology in website development allowing us to maintain and modify the site “on the fly.”  In addition, Digital Check is taking advantage of the ever growing social media phenomena.  Digital Check has launched pages onfacebook,LinkedIn, andYouTube, check us out and “like” us!

Digital Check recently released a version of its popular TellerScan TS240 with four-line printing capabilities.  This feature allows banks or RDC customers to print up to four lines of audit-trail endorsement information on the back of a check or other bank document.  This feature enables banks to print simple receipts, validate documents, or even print on bank counter-checks and other documents.  The printer has the capability to print text or full bitmap graphics and can print Microsoft Windows^® True Type fonts.

Digital Check’s BranchXpress BX7200, introduced in the fall of 2011, is the company’s highest capacity check scanner with a 300 check input pocket and two 300 check output pockets, scanning speeds of up to 200 documents per minute, and high speed MICR sorting.  This scanner is ideal for branch back counter or a high volume remote deposit capture application. With two 300 check output pockets and pocket full sensors, the BX7200 will automatically cascade between output pockets as one fills providing faster throughput.

Digital Check recently released a version of its successful TellerScan TS240 with UV check scanning capabilities.  Ultraviolet ink detection is an important fraud deterrent standard in many South American, Asian countries and Middle Eastern countries and Digital Check responded in 2011 by introducing two special versions of our TS240 with UV camera.  Shortly after introducing this feature, Digital Check secured its first major bank client with the TS240-UV in Latin America, which will deployed over 1500 units at teller stations in the first half of 2012.

“Simple, fast, and fun!” is the mantra at Extraco Banks, the $1.2 billion bank headquartered in Waco,
TX.  They are all about improved customer experience through innovation, and that is one reason why the bank was an early adopter of teller image capture.   But technically it’s not teller image capture at Extraco. They don’t  employ tellers per se-- at least not in the traditional sense.

Five years after inactment of the U.S. Check Clearing for the 21st Century Act, the remote deposit capture (RDC) scanners tasked with recreating checks as digital images have grown increasingly refined to address previously overlooked problems such as when two checks adhere to one another.

That is one of the problems targeted, in a layered and advanced way, by the TellerScan 240 (TS240), a new RDC device from Digital Check Corp. Like many RDC scanners, the TS240 can be fed many checks at a time (up to 100), though they pass through the check scanner one at a time by an automated process.

As financial institutions find themselves facing additional risks related to the remote deposit capture process, they need to consider all avenues available to lower or limit those risks. Included in this risk assessment is selecting the check scanner with the appropriate technologies.

Digital Check provides banks, credit unions and their business customer's full-featured check scanners for remote deposit capture services that include all of the attributes expressed in the Federal Financial Institutions Examination Council's Risk Management of Remote Deposit Capture guidelines. These scanners are also priced to meet the modest budgets of most small businesses.

As distributed check capture applications move from early adopter to widespread, mainstream markets comes the opportunity for greater efficiency or greater disaster. Image quality is the essential component of the check image exchange process, yet is often overlooked. In distributed capture, the image is the negotiable instrument, and if it not captured correctly, costs and risk increase.