• The Reappearing Check: Why the Decline of Paper Finally Slowed

    Published in White Papers & Case Studies / Published on

    Free White paper Download Two years ago, we predicted that the decline of checks was about to experience a slowdown for the first time in decades. And when the Federal Reserve Bank released its official numbers at the end of 2016, it turned out the decline hadn’t just slowed – it had almost stopped. In...

  • The Disappearing Check — Part 2: Assessing the Decline and Part 3: Predicting the Endgame

    Published in White Papers & Case Studies / Published on

    Free White paper Download Our first white paper on the future of checks, The Disappearing Check: How Much Longer Until the End?, examined the decline of the paper check over the past decade and likely outcomes for it as a payment method in the years to come. We concluded that, although checks will continue to...

  • The Disappearing Check – How Much Longer Until the End?

    Published in White Papers & Case Studies / Published on

    Free White paper Download “Checks are going away.” It’s an oft-repeated catchphrase in the payments business — but how much do you really know about how quickly the change is happening, or why? While it’s indisputable that checks are experiencing a steady year-over-year decline in the United States, the common knowledge about their future is...

  • Image Quality: The Quiet Problem That Still Costs Millions

    Published in White Papers & Case Studies / Published on

    Free White paper Download Image quality is a critical but oft-overlooked element of the modern check clearing process. While there is no question that electronic settlement represents a vast improvement over the paper processes of a decade ago, precision in the image capture process is necessary to avoid time-consuming rejections and costly fees. Digital Check...

  • Solving the Money Order Problem: Lynnewood Apartments

    Published in White Papers & Case Studies / Published on

    How Image Quality Technology Helped Clear Up Difficult Documents at a Large Apartment Complex Money orders have long been one of the most difficult classes of items to scan: Designed with digital and optical security in mind, they are almost impossible to capture a usable image of. For the Lynnewood Apartments outside of Philadelphia, the...

  • Deconstructing the Scanner Speed Wars

    Published in White Papers & Case Studies / Published on

    At the Teller Window, Does Faster Mean Better? Since the introduction of electronic clearing, scanner speeds have increased steadily – from 30 documents per minute (DPM) to 50, 100, 120, and now to 150, 160 and beyond. But given the small number of documents usually involved in a teller-window transaction, have we reached a point...

  • Ultraviolet Cheque Security: Free White Paper Download

    Published in White Papers & Case Studies / Published on

    Ultraviolet (UV) ink has been used as a document security tool for a long time, but only recently have UV cameras become small enough and inexpensive enough to put in a cheque scanner. The use of machine-readable UV opens up a whole new realm of possibilities in cheque security — along with new challenges in...

  • USB: Time Savings/Extended Deposit Cut-Off

    Published in White Papers & Case Studies / Published on

    Business Opportunity: United Southern Bank (USB) desired to reduce the volume of checks being physically deposited at the branches each day as they were challenged to process them before the end of the business day.  USB also wanted to strengthen its competitive position against the national banks in its market.  To do this, USB implemented remote...

  • Spring Bank sees a strategic advantage in introducing RDC soon after opening bank

    Published in White Papers & Case Studies / Published on

    Business Opportunity: Spring Bank, a de novo bank established in August of 2008 in the Milwaukee, WI area, serving the southern Wisconsin market, didn’t wait long to begin offering remote deposit capture.   “Establishing the capability was high on our list of things to do and offer when we opened.” said bank president, David Schuelke.  “We saw the...

  • Turkey’s Garanti Bank Selects Digital Check

    Published in White Papers & Case Studies / Published on

    Garanti Bank decided to implement remote deposit capture at the teller level to eliminate manual check entry to save both time and money. The bank wanted a process to scan post -dated checks quickly and accurately to increase the speed and quality of transactions in order to maintain both customer satisfaction and personnel efficiency.

  • Fifth Third Bank Deposit Acquisition Strategy Features Remote Deposit Capture

    Published in White Papers & Case Studies / Published on

    Fifth Third Bank implemented remote deposit capture as a key component of their customer deposit acquisition strategy. Remote deposit capture is offered as a part of the bank’s treasury management package and is used to grow deposits from existing customers through consolidation of accounts as well as attract new customer deposits from customers outside the...

  • Synovus Financial Corp. Implements Enterprise Image Capture Strategy

    Published in White Papers & Case Studies / Published on

    Synovus launched its image processing strategy with the initial objective of installing a complete image system to promote more efficient check processing across its branch network. Synovus’ first step was to test the efficiency of installing branch capture applications in real world conditions. Synovus selected Metavante Corporation, a leading provider of banking and payments technology,...

  • Lone Star Bank successfully implements enterprise solutions for distributed capture

    Published in White Papers & Case Studies / Published on

    Lone Star National Bank decided to move into image processing with the business objective of improving check processing workflow, and began the search for the right solution. To ensure the best implementation of distributed capture, Roger LeBlond, executive vice president of Lone Star National Bank, selected for their software image processing, ProfitStars, a Jack Henry...

  • Meeting FFIEC Guidelines with the Right Check Scanner

    Published in White Papers & Case Studies / Published on

    As financial institutions find themselves facing additional risks related to the remote deposit capture process, they need to consider all avenues available to lower or limit those risks. Included in this risk assessment is selecting the check scanner with the appropriate technologies. Digital Check provides banks, credit unions and their business customer’s full-featured check scanners...

  • Essential Technology for Converting Paper Checks into Image Deposits

    Published in White Papers & Case Studies / Published on

    As distributed check capture applications move from early adopter to widespread, mainstream markets comes the opportunity for greater efficiency or greater disaster. Image quality is the essential component of the check image exchange process, yet is often overlooked. In distributed capture, the image is the negotiable instrument, and if it not captured correctly, costs and...